How these terms apply to you
This page explains how we handle legal matters around account use, personal data, cookies, wallet records, and the requests you send us. The exact position can change with local law, so access, features, and request handling are available only where the law allows them. If a
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rule here conflicts with a regional requirement, the regional rule takes priority. We may ask for account details, matching payment names, or extra checks before we accept a change request, process a closure request, or share stored data. Your account name, contact details, and transaction trail
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help us match a request to the right profile. For context, the wallet may show UPI, Paytm, PhonePe, and Google Pay, but each method still sits inside the same legal and account checks. We keep the wording plain so you can see what we collect, why
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we keep it, and how long a record stays in place.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.